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What could your family pay? Use our NCS calculator to compare estimated subsidies and see your weekly childcare bill for one or more children.
What the NCS is
The National Childcare Scheme (NCS) lowers the cost of registered childcare by paying a subsidy straight to your provider, so your bill is reduced. It replaced several older childcare subsidy schemes and is run through ncs.gov.ie. There are two kinds of subsidy.
The two types of subsidy
1. Universal subsidy, everyone qualifies
- Available for any child from 24 weeks up to 15 years old.
- Not means-tested: your income is irrelevant.
- Provides €2.14 per hour for up to 45 eligible hours a week, at the rate checked on 15 September 2026.
2. Income-assessed subsidy, worth more on lower incomes
- Also for children from 24 weeks up to 15 years.
- Means-tested on your family's reckonable income.
- The hourly rate can be substantially higher than the universal rate.
You don't pick one or the other, when you apply, the scheme works out which you qualify for. If you're eligible for the income-assessed subsidy it's normally the higher amount, so it's worth applying even if you're not sure you'll qualify.
How your amount is worked out (the calculator logic)
For the income-assessed subsidy, four things decide how much you get:
- Your family income: lower reckonable income means a higher hourly subsidy.
- Your child's age and stage: younger children attract a higher rate; the rate steps down as they get older and once they're in school.
- How many children you have: a multi-child adjustment can increase what you receive.
- How many childcare hours you use: the subsidy is paid per hour, up to your weekly cap (see below).
The exact hourly rates and the income thresholds are set by the government and change most years, which is why we don't quote figures here that would quickly go out of date. To get an accurate estimate for your own family, use the official calculator: gov.ie: National Childcare Scheme and subsidy calculator.
Worked example using the universal rate
Suppose a provider's gross weekly fee is €250 and your child uses 40 eligible hours. At the universal rate checked on 15 September 2026, the subsidy would be 40 × €2.14 = €85.60, leaving an illustrative balance of €164.40.
This is an arithmetic example, not a quote or an individual award. The provider's fee, eligible hours and your subsidy rate may differ. Use the official NCS calculator for your circumstances.
How many hours NCS can cover
The universal subsidy can apply to up to 45 hours a week of registered childcare. For an income-assessed subsidy, the award can use standard or enhanced hours depending on the family's work, study or training circumstances. The subsidy is paid only for childcare hours actually used, up to the hours on the award.
Do not use the standard/enhanced distinction as a rule for the universal subsidy. Check your CHICK award or use the official NCS calculator for the current hours and rate that apply to your family.
Using NCS with ECCE and school
NCS is designed to sit alongside the free preschool hours under the ECCE scheme: use ECCE for the free 3 preschool hours and NCS to subsidise wraparound care before or after preschool. Once your child starts school, NCS can help with before-school and after-school care too. If you're planning that transition, see when to apply for primary school and the starting school checklist.
How to apply
- Set up a verified MyGovID account and gather each child's PPS number and date of birth.
- Apply online at ncs.gov.ie. For the income-assessed subsidy you can let it check your income automatically via Revenue (fast track) or upload documents yourself.
- Give your provider the CHICK code you receive so the subsidy is applied to your fees. Choose a registered provider, browse creches and preschools near you and check they're signed up to NCS.
For the current rates, thresholds and full rules, always check the official scheme: gov.ie: National Childcare Scheme.